Future of Crypto in the Mortgage Industry

Future of Crypto in the Mortgage Industry

Cryptocurrency, whether positive or negative, always seems to be in the headlines. Recently, much of the conversation has centered around the regulatory aspect for these digital assets. According to a study by Coinbase, ~20% of Americans own crypto, and it continues to gain in popularity both domestically and globally with an estimated 1 billion worldwide…

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The Role of Escalating Mortgage Rates

Man with moving boxes near color wall

The West Chester, PA housing market, is a ever-evolving realm of intricate dynamics, is currently facing a crisis fueled by an unexpected catalyst: surging mortgage rates. In this comprehensive blog, we aim to unravel the intricacies of this crisis, from the effects of rising mortgage rates to the scarcity of homes on the market, and…

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State of Home Buying in West Chester, Pennsylvania


As we approach the end of the year, it is important to stay up to date with the current trends in the real estate market. One trend that has been affecting both buyers and sellers is the continuous climb of high-interest rates. In this blog post, we will discuss how buyers, sellers, and those with…

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Freddie Mac Home Possible unlocking West Chester, PA Home Ownership!


Are you dreaming of homeownership in the beautiful town of West Chester, PA? Look no further than Freddie Mac’s Home Possible mortgage. This innovative program is designed to make homeownership more accessible, especially for first-time buyers and low- to moderate-income individuals. In this article, we’ll delve into the ins and outs of the Home Possible…

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The Impact of Inflation on Mortgage Rates

The Impact of Inflation on Mortgage Rates

If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve (the Fed). But what does it mean for you, the housing market, and your plans to buy a home? Here’s what you need to know. Inflation and the Housing Market While the Feds working hard to lower inflation, the…

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How Changing Mortgage Rates Can Affect You


The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, its helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship…

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Top 5 Reasons to Choose a Mortgage Broker

Home on clipboard

If you’re looking to buy a home in West Chester, PA, you may be wondering what your options are for obtaining a mortgage. There are many factors to consider when choosing a mortgage, from interest rates to loan terms to the type of loan that’s best for you. That’s where CM Mortgage Services, Inc. a…

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5 Little Known Secrets to Building Good Credit

credit card and cash in hand with computer

Having a good credit score is essential for financial success. But building and maintaining a good credit score can be difficult to understand for many people. Fortunately, there are some secrets to making the process easier. In this blog, we will take a look at 5 examples of building good credit, so you can start…

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FHA Monthly Mortgage Insurance Lowered

Monthly Mortgage Insurance Lowered

Monthly Mortgage Insurance Lowered! Are you in the market for a new home and considering an FHA loan? If so, you’ll be happy to know that the Federal Housing Administration (FHA) has announced a reduction in the monthly mortgage insurance premium (MIP) for FHA loans. In this blog post, we’ll discuss what you need to…

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Licensed by the Pennsylvania Department of Banking, NMLS #143821

Equal Housing Lender

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CM Mortgage Services Inc.
1240 West Chester Pike
West Chester, PA 19382

(610) 430-6852